Clover Leaf Wealth Strategies
  • About Us
  • Working With Us
  • Knowledge Center
    • Resources for Special Needs
      • Clover Leaf’s Guide for Community Resources
    • Articles
    • Videos
  • Contact Us
  • Client Portal
Select Page

Navigating Caregiver Burnout: Strategies for Prevention and Preparedness

by cortneyh | Nov 12, 2025 | Disability, Financial Advisor, Long Term Care, Self Care

Read Time: 5 min Caring for a loved one, whether a child with disabilities or an aging parent, is an act of profound love and commitment. However, the demands of caregiving can take a significant physical, emotional, and financial toll. As a financial planner working...

Insights on the One Big Beautiful Bill Act

by cortneyh | Aug 6, 2025 | Annuity, Estate Planning, Financial Advisor, Life Insurance, Long Term Care, Retirement, Taxes

  Read Time: 10 min Taken from: Russell E. Towers, JD, CLU, ChFC VP, Business & Estate   The U.S. House (218-214) and the U.S. Senate (50-50 +1 VP Vance tie breaker) have passed the One Big Beautiful Bill Act. President Trump signed the bill into law on...

The Intricacies of Virginia’s Medicaid Waiver Programs

by cortneyh | Feb 12, 2024 | Financial Advisor, Long Term Care, Special Needs

READ TIME: 8 MIN   The Medicaid Waiver program throughout the United States is incredibly complex. While Medicaid is a Federal Program, it is run by each individual state.  This makes it confusing to fully understand all the ins and outs of the various states. ...

Long-Term Care Insurance (LTC) is a Critical But often Overlooked Component of Retirement Planning and Can Have a Devastating Impact on the Healthier Spouse

by cortneyh | Nov 20, 2023 | Long Term Care, Retirement

READ TIME: 5 MIN   Seven in ten people over age 65 can expect to need extended care services at some point in their lives and you might be shocked to discover that as few as 3% of Americans have a fully funded plan for long-term care expenses. Many people think...

September is National Life Insurance Awareness Month

by cortneyh | Sep 12, 2022 | Financial Advisor, Life Insurance, Long Term Care, Retirement

READ TIME: 3 MIN  Life doesn’t stand still. Neither do your life insurance needs. If you already have a policy now is a great time to review your current coverage. And, if you don’t have life insurance it’s a great time to access your needs and look at the options....

Long Term Care Insurance – It’s Not Just For The Elderly

by cortneyh | Jun 21, 2022 | Long Term Care

READ TIME: 3 MIN  Long-term care is coverage you need for chronic illness that will likely not improve.  We often associate long term care with the care we need as we age.  Long Term Care can be assistance in your home, a part time adult day care or skilled nursing...
« Older Entries

Recent Posts

  • Jump Start The New Year With These Year-End Planning Tips
  • Navigating Caregiver Burnout: Strategies for Prevention and Preparedness
  • Upcoming Changes to 401(k) Catch-Up Contributions in 2026
  • Understanding Virginia’s Medicaid Waivers for Individuals with Disabilities
  • Life Insurance 101

Recent Comments

  • cortneyh on The Intricacies of Virginia’s Medicaid Waiver Programs
  • Aicha Benabbes on The Intricacies of Virginia’s Medicaid Waiver Programs
  • Elizabeth Gray on The Intricacies of Virginia’s Medicaid Waiver Programs
  • Sean Byrne on Planning for the Unexpected for Special Needs Families

Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth. 

PLEASE NOTE: The information being provided is strictly as a courtesy. When you link to any of the websites provided here, you are leaving this website. We make no representation as to the completeness or accuracy of information provided at these websites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, websites, information and programs made available through this website. When you access one of these websites you are leaving our website and assume total responsibility and risk for your use of the websites you are linking to.

Website design by OG Media

Osaic Form CRS
BrokerCheck
  • Follow
  • Follow