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Upcoming Changes to 401(k) Catch-Up Contributions in 2026

by cortneyh | Oct 13, 2025 | 401K, Financial Advisor, Retirement

  Read Time: 3 min As retirement planning continues to evolve, so do the rules governing 401(k) plans and catch-up contributions. A provision of the SECURE Act 2.0 states that high-income earners would no longer be allowed to make catch-up contributions to their...

Life Insurance 101

by cortneyh | Sep 17, 2025 | Estate Planning, Financial Advisor, Life Insurance

    Read Time: 5 min If your family relies on your income, it’s critical to consider having enough life insurance to provide for them after you pass away. But too often, life insurance is an overlooked aspect of personal finances. According to industry...

Insights on the One Big Beautiful Bill Act

by cortneyh | Aug 6, 2025 | Annuity, Estate Planning, Financial Advisor, Life Insurance, Long Term Care, Retirement, Taxes

  Read Time: 10 min Taken from: Russell E. Towers, JD, CLU, ChFC VP, Business & Estate   The U.S. House (218-214) and the U.S. Senate (50-50 +1 VP Vance tie breaker) have passed the One Big Beautiful Bill Act. President Trump signed the bill into law on...

Eight Mistakes That Can Upend Your Retirement

by cortneyh | Jul 14, 2025 | 401K, Budgeting, Financial Advisor, Retirement

Read Time: 4 Min Pursuing your retirement dreams is challenging enough without making some common, and very avoidable, mistakes. Here are eight big mistakes to steer clear of, if possible. 1. No Strategy: Yes, the biggest mistake is having no strategy at all. Without...

How to Effectively Use Credit Card Points—And When to Avoid Them

by cortneyh | Jun 16, 2025 | Budgeting, Financial Advisor

Read Time: 5 Min Credit card reward programs can be an excellent tool for savvy consumers to maximize value from everyday spending. As a financial planner, I often hear clients ask how to get the most out of their points and whether relying on these rewards is a sound...

Major Federal Updates to ABLE Accounts

by cortneyh | May 21, 2025 | Financial Advisor, Special Needs

Read Time: 5 Min ABLE stands for Achieving a Better Life Experience and was created in 2014 by the ABLE Act.  An ABLE account is very much like a 529 plan however, however there are some key differences The purpose of the ABLE account is to allow families to set aside...
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Recent Posts

  • Upcoming Changes to 401(k) Catch-Up Contributions in 2026
  • Understanding Virginia’s Medicaid Waivers for Individuals with Disabilities
  • Life Insurance 101
  • Where to Start the Disability Benefits Process for Your Child – by Tanusha Thuraisingam, Esq.
  • Insights on the One Big Beautiful Bill Act

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