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Life Insurance 101

by cortneyh | Sep 17, 2025 | Estate Planning, Financial Advisor, Life Insurance

    Read Time: 5 min If your family relies on your income, it’s critical to consider having enough life insurance to provide for them after you pass away. But too often, life insurance is an overlooked aspect of personal finances. According to industry...

Insights on the One Big Beautiful Bill Act

by cortneyh | Aug 6, 2025 | Annuity, Estate Planning, Financial Advisor, Life Insurance, Long Term Care, Retirement, Taxes

  Read Time: 10 min Taken from: Russell E. Towers, JD, CLU, ChFC VP, Business & Estate   The U.S. House (218-214) and the U.S. Senate (50-50 +1 VP Vance tie breaker) have passed the One Big Beautiful Bill Act. President Trump signed the bill into law on...

Beyond the Documents: Why a Family Love Letter® is Crucial for Estate Planning

by cortneyh | Feb 28, 2025 | Estate Planning, Financial Advisor

READ TIME: 5 MIN Originally written by Kirstin Hawthorne from Munson Law Firm based on the February 13 Love Letter Workshop hosted with Cortney Heykoop of Clover Leaf Wealth Strategies and adapted for our website articles. Estate planning often conjures up images of...

Creating a Financial Strategy for Your Child with Special Needs

by cortneyh | Jan 7, 2025 | Disability, Estate Planning, Financial Advisor, Special Needs

READ TIME: 5 MIN   Every family is different, which means that each of us must create financial strategies with our particular circumstances in mind. This is especially true for families caring for children with special needs. Parents often need to consider the...

Year-End Gift Strategies: Meaningful Ways to Support Charities and Family Members

by cortneyh | Dec 10, 2024 | College Planning, Estate Planning, Financial Advisor, Life Insurance, Taxes

READ TIME: 5 MIN   As the year comes to a close, many of us reflect on what we’ve accomplished and how we can make a positive impact on the people and causes that matter most to us. Whether it’s supporting a favorite charity, helping a family member save for...

Gifting, Legacy, and Trust: Using the Holidays to Build a Meaningful Future

by cortneyh | Nov 22, 2024 | College Planning, Disability, Estate Planning, Financial Advisor, Special Needs

READ TIME: 5 MIN The holiday season is a time of warmth, family, and giving. While many people focus on presents that bring immediate joy, there is an opportunity to make gifts that last far beyond the holiday season. Gifting with an eye toward legacy can have lasting...
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Recent Posts

  • Upcoming Changes to 401(k) Catch-Up Contributions in 2026
  • Understanding Virginia’s Medicaid Waivers for Individuals with Disabilities
  • Life Insurance 101
  • Where to Start the Disability Benefits Process for Your Child – by Tanusha Thuraisingam, Esq.
  • Insights on the One Big Beautiful Bill Act

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