Are Annuities “Bad”?

READ TIME: 8 MIN  Annuities have garnered fans and critics over the years and often are the subject of many misconceptions. But, especially in an environment of rising interest rates and high inflation, an annuity might be a great addition to your financial plan. I am...

Your Child’s Financial Education

READ TIME: 8 MIN  What if I told you that the most valuable legacy you can pass on to your kids and grandkids isn’t an object or money, but education about effectively managing money? April is Financial Literacy Month. This is the perfect time to focus on your...

New Retirement Contribution Limits for 2023

READ TIME: 3 MIN  The Internal Revenue Service (IRS) has released new limits for certain retirement accounts for the coming year. After months of high inflation and financial uncertainty, some of these cost-of-living-based adjustments have reached near-record levels....

Understanding Roth IRAs

READ TIME: 4 MIN  Wouldn’t it be nice to pay less income tax in retirement? One way is with a tax-advantaged retirement account called a Roth IRA or ROTH 401K. A Roth IRA: Provides the flexibility to withdraw funds only if the money is needed. Is not subject to...