Helping You Plan
a Brighter Future

Individuals and Families
We take a holistic approach to individual and family wealth planning including investing, lending, credit, budgeting, and more.

Business Services
Businesses come in all different shapes and sizes, and we’re here to help you with group benefits, retirement plans, insurance, and more.

Risk Management
We assist our clients by mitigating risk and tax exposure thru strategic use of life, disability, long term care and supplemental Medicare insurance.

Advanced Planning Services
We can help with special needs planning, trusts, and referral partners as well as estate planning, college funding, and more.
Meet Cortney

Cortney Heykoop has been in the banking and financial services industry since 1999. Cortney graduated from The Catholic University of American in 1998 with a degree in International Economics and Finance. While spending most of her career in finance, she previously owned and operated Heykoop Photography for a handful of years when her children were young. This highly successful entrepreneurial endeavor gave her the confidence and experience to take on larger pursuits. After reentering the finance world in 2015, Cortney dreamed of stepping out on her own as an independent financial advisor.
In September of 2018, she opened the doors of Clover Leaf Wealth Strategies. Cortney is a Chartered Special Needs Consultant.
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Special Needs Mom
Cortney and Justin Heykoop adopted their oldest daughter from Russia when she was just 2 years old. She was quickly diagnosed with Autism Spectrum Disorder and the journey of being a Special Needs Family began. The Heykoops have found a tremendously supportive community and Cortney strives to give back and help other families through her financial services practice.

Knowledge Center
Is It Time for a Retirement Savings “Checkup”?
READ TIME: 3 MIN Retirement planning hasn’t changed all that much over the years. You work, you...
Weathering Inflation and Economic Uncertainty
READ TIME: 3 MIN With half the year behind us, now is a great time to consider what the remainder...
Long Term Care Insurance – It’s Not Just For The Elderly
READ TIME: 3 MIN Long-term care is coverage you need for chronic illness that will likely not...
Your Child Is Considered An Adult. Now What? (part 1)
READ TIME: 3 MIN As you may know from my social media and blogs, I have a freshman in college...
September is National Life Insurance Awareness Month
READ TIME: 3 MIN Life doesn’t stand still. Neither do your life insurance needs. If you already...
Contact Us

703.844.9822

cortney@cloverleafwealth.com

43177 Nikos Street
Leesburg, Virginia 20176